Construction is underway on North White Plains, a $178 million apartment development of two six-story buildings beside the North White Plains Metro-North station in White Plains. The project will add 296 apartments, 30 of them set aside as affordable homes, along with a small coffee shop, a parking garage and a public park with a dog run. New York State announced the start of construction on Tuesday, November 10, 2026.

The developer is BRP Companies, a New York firm that builds and manages housing across the region, including a project in New Rochelle. The site is at 20 Haarlem Avenue, directly across from the station, in the northern part of the city.

What Is Being Built

The two buildings will hold a mix of studios, one-bedroom and two-bedroom apartments. Shared spaces for residents are planned to include a fitness center, a resident lounge, a co-working lounge, an event space and a landscaped courtyard and patio.

At street level, roughly 1,000 square feet is reserved for retail, which the developer intends to fill with a grab-and-go coffee shop. That space and the park are the parts of the project that neighbors who do not live there will be able to use.

The park covers about 15,000 square feet, is open to the public and includes a dog run. A 383-space garage will serve the buildings, keeping parked cars off the surrounding streets.

The buildings are designed to run entirely on electricity. Heat pumps will handle both heating and cooling, there will be charging for electric vehicles, and the design is meant to meet or exceed the ENERGY STAR standard for new multifamily buildings.

Who the Affordable Apartments Are For

Of the 296 apartments, 266 will rent at market rates. The other 30 carry income limits tied to Area Median Income (AMI), the yardstick housing agencies use to set rents for a region:

  • 5 apartments for households earning up to 60 percent of AMI
  • 25 apartments for households earning up to 110 percent of AMI

The 110 percent tier is aimed at the middle of the income range: teachers, nurses, first responders and other working households who earn too much for most subsidized housing but still find Westchester rents hard to meet. The smaller 60 percent tier is for lower-income households.

Rents, income figures by household size and the leasing timeline have not been published yet. Those details usually come out as a building nears completion.

How the Project Is Paid For

The $178 million total comes from several sources:

  • $120 million in construction financing from Merchants Capital
  • $18 million from New York State's Housing Acceleration Fund, a low-interest revolving loan that is paid back with 3 percent interest once the project is finished
  • $10 million from The Community Preservation Corporation (CPC), a nonprofit housing lender
  • About $30 million in equity from Basis Investment Group and BRP Companies

According to the state, North White Plains is the first development to break ground with money from the Housing Acceleration Fund. Because the fund revolves, the repaid loan goes back into the pool to help finance the next project.

The financing package was first announced by CPC on July 30, 2026, when the lender said work was expected to start that summer. The November announcement marks the formal start of construction. No completion date was given in either release.

Getting There

The location is the main point of the project. North White Plains is a stop on Metro-North's Harlem Line, and the buildings sit across the street from the station, so residents will be able to walk to trains toward Grand Central Terminal and to stops north into Westchester County and Putnam County. The developer also notes that a pharmacy, restaurants and other shops are within walking distance of the site.

For drivers, the site is on the north side of White Plains, a short drive up from downtown, and the new garage means residents will have parking on site.

What Comes Next

Work on the two buildings is now starting at 20 Haarlem Avenue, across from the North White Plains station. BRP Companies has not yet opened leasing or posted rents. Residents who want to rent one of the 30 income-restricted apartments should watch for announcements from BRP Companies and from New York State Homes and Community Renewal, which oversees the state's affordable housing programs, as the buildings get closer to opening.

Sources